Postal services explainer
Different Post Office savings products have different eligibility rules, deposit limits, tenures and withdrawal conditions. Compare the official terms before opening an account.
Compare these features
- Who can open the account and whether joint holding is allowed
- Minimum and maximum deposit rules
- Tenure and maturity conditions
- Premature closure or withdrawal rules
- Current interest rate and how it is calculated
Use official information
Check the latest scheme pages and notifications from India Post or the Ministry of Finance. Rates and rules may change, so avoid relying on old tables.
Before investing
Choose based on your own needs and read the scheme conditions. This guide is informational and not personalised financial advice.
Official links: India Post · Postage calculator · IPPB · PLI FAQs.
